How to upgrade to an iPhone 13 under Rs 20,000 this Diwali season

Diwali is one of the best times of the year to grab a killer discount and upgrade to your dream device. There are price cuts, card discounts and exchange bonuses all around, and if you manage to club them together, you could see a significant drop in price on new smartphones.

If you’ve been eyeing one of the newer iPhones like the iPhone 13 and are trying to upgrade for as little cash as possible, here’s a great deal you should know about. You can actually club a card discount with the exchange offer to exchange an older iPhone, like the iPhone 12, and get an effective price of just under Rs 20,000 on the new iPhone when purchasing from Croma. Here’s how to get the discount.

How to get the iPhone 13 under Rs 20,000

The iPhone 13 128GB is currently available for Rs 55,990 on Croma. Head to the product page and begin by choosing the colour of your choice. You can choose Midnight, Starlight, Pink, Blue, Alpine Green or Product (RED) colours.

Next, under the ‘With exchange’ option, choose your phone to exchange. Exchanging the iPhone 12 256GB, for instance, will get you Rs 34,680 off your final price.

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Next, use an HDFC Bank credit card to make the purchase. You can choose a full payment, an EMI tenure, or even the six-month No-Cost EMI option to make avail of an additional discount of Rs 2,000.

Your final price on the iPhone 13 is now Rs 55,990 – Rs 2,000 – Rs 34,680 = Rs 19,310. Make the purchase and you have now effectively upgraded to the iPhone 13 for under Rs 20,000.

Note that the exchange amount may be higher or lower, depending upon the device you choose, and its physical condition. Keep in mind that newer devices and higher storage variants will fetch better exchange value than older phones. Happy shopping!